Get the best deal on OSHC

Compare all Australian government-approved OSHC providers in one place and save up to $300.

Australia's #1 Comparison Tool

Hi! Welcome to OSHC.io

At OSHC.io, we believe that your Australian student journey should be as smooth as possible. We specialize in providing comprehensive, government-approved health cover comparisons for international students and visitors.

Whether you're embarking on a degree, a short course, or a specialized research project, our platform ensures you find the perfect policy that meets all visa requirement Condition 8501 without breaking the bank.

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Aussie Student Lifestyle

Why Choose OSHC.io For Comparing Student Health Insurance

We've helped thousands of students secure their Australian visa with the best health cover from government-approved providers.

Visa Compliance

Every policy we offer is guaranteed to fulfill Australian student visa requirements (Condition 8501).

Maximum Savings

Save up to $300 on your policy compared to direct university deals.

Instant Certificate

Receive your OSHC certificate within minutes of purchase.

Multilingual Support

Our friendly Australia-based team provides expert support in multiple languages.

24k+

Policies Issued

Trusted by students across 120+ countries

96%

Satisfaction

Our dedicated support team ensures seamless experience

400+

Events Yearly

Participating in major international education summits

120+

Institutions

Partnered with Australia top universities

Visa Condition 8501

Student Visas That Require Health Insurance

OSHC is a mandatory requirement for almost all student visa holders in Australia (subclass 500).

Important Visa Info:

  • Student Visa (Subclass 500)
  • Student Guardian Visa (Subclass 590)
  • Temporary Graduate Visa (Subclass 485)
Medical Benefits

Comprehensive Cover for Your Journey

Doctor's Treatment

100% coverage of MBS fee for GP consultations and up to 85% for specialists.

Hospital Treatment

Accidents and emergencies are 100% covered in all agreement hospitals.

Ambulance Cover

Emergency ambulance services included for critical transportations.

Student Lifestyle

Essential Support Services

We simplify your insurance management throughout your student journey.

C

Compare & Quote

Find products that fit you best

A

Amend Details

Update information hassle-free

V

Visa Changes

Sync dates with visa modifications

R

Refund Support

Simplified refund processing

P

Policy Upgrade

Switch to Couple or Family policy

P

Policy Extension

Add extra days as needed

E

Extra Covers

Explore Dental & Optical options

M

Multilingual Team

Support in your language

Government-Approved Providers

We compare all the major players to get you the best price.

AHM Health Insurance AHM Health Insurance
NIB Health Funds NIB Health Funds
Allianz Care Australia Allianz Care Australia
Medibank Private Medibank Private
Bupa Australia Bupa Australia
AHM Health Insurance AHM Health Insurance
NIB Health Funds NIB Health Funds
Allianz Care Australia Allianz Care Australia
Medibank Private Medibank Private
Bupa Australia Bupa Australia
Our Ecosystem

Part of the OSHC.io Global Network

Trusted by thousands of overseas visitors every year. We provide specialized, government-approved solutions for all visa categories.

Secure Maximum Savings with Cohort Go

Optimize your student finances. Pay tuition and OSHC via Cohort Go to access elite foreign exchange rates and local payment options.

Real-time tracking of funds
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Support

Frequently Asked Questions

Overseas Student Health Cover (OSHC) is health insurance for international students in Australia. It helps you pay for medical and hospital care while you are studying.
Yes, the Australian Department of Home Affairs requires all international students on a student visa (subclass 500) to maintain OSHC for the entire duration of their stay.
You should compare providers based on price, waiting periods, network of doctors, and any extra benefits they might offer like dental or optical cover.
Yes, you can switch providers at any time. You will need to purchase a new policy and then request a refund from your old provider for the remaining period.
When you purchase through OSHC.io, your certificate is usually issued and emailed to you within minutes of your payment being confirmed.

Receive Your OSHC Certificate
Within Minutes

Don't wait weeks for university processing. Get your student visa compliant health cover instantly and start your journey today.